/* ============================================
   FINVERA Advisory — Global Stylesheet
   Brand: Deep Navy #1B2A4A · Teal #2A9D8F · Gold #C8A45A
   Fonts: DM Serif Display (headings) + DM Sans (body)
   ============================================ */

:root {
  /* Brand palette */
  --navy: #1B2A4A;
  --navy-deep: #0F1A2E;
  --navy-light: #243656;
  --teal: #2A9D8F;
  --teal-light: #3AB8A8;
  --teal-dark: #228578;
  --gold: #C8A45A;
  --gold-light: #E8D5A8;
  --gold-dark: #A88A3E;

  /* Neutral */
  --white: #FFFFFF;
  --off-white: #F7F8FA;
  --gray-100: #F0F2F5;
  --gray-200: #E2E6EC;
  --gray-300: #C5CCD6;
  --gray-400: #8896A6;
  --gray-500: #6B7A8D;
  --gray-600: #4A5568;
  --gray-700: #3A4A5C;
  --body-text: #3A4A5C;

  /* Semantic */
  --color-primary: var(--teal);
  --color-accent: var(--gold);
  --color-surface: var(--white);
  --color-surface-alt: var(--off-white);

  /* Spacing */
  --space-1: 4px;
  --space-2: 8px;
  --space-3: 12px;
  --space-4: 16px;
  --space-5: 20px;
  --space-6: 24px;
  --space-8: 32px;
  --space-10: 40px;
  --space-12: 48px;
  --space-16: 64px;
  --space-20: 80px;
  --space-24: 96px;

  /* Layout */
  --content-narrow: 640px;
  --content-default: 960px;
  --content-wide: 1200px;
  --content-full: 100%;

  /* Radius */
  --radius-sm: 4px;
  --radius-md: 8px;
  --radius-lg: 12px;
  --radius-xl: 16px;

  /* Shadows */
  --shadow-sm: 0 1px 3px rgba(15,26,46,0.06), 0 1px 2px rgba(15,26,46,0.04);
  --shadow-md: 0 4px 12px rgba(15,26,46,0.08), 0 2px 4px rgba(15,26,46,0.04);
  --shadow-lg: 0 12px 32px rgba(15,26,46,0.10), 0 4px 12px rgba(15,26,46,0.06);

  /* Transition */
  --transition-interactive: 180ms cubic-bezier(0.16, 1, 0.3, 1);
  --ease-out: cubic-bezier(0.16, 1, 0.3, 1);
}

/* ---- Reset ---- */
*, *::before, *::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: 'DM Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  color: var(--body-text);
  background: var(--white);
  line-height: 1.7;
  font-size: 16px;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: var(--teal);
  text-decoration: none;
  transition: color var(--transition-interactive);
}
a:hover { color: var(--teal-dark); }

h1, h2, h3, h4 {
  font-family: 'DM Serif Display', Georgia, serif;
  color: var(--navy);
  font-weight: 400;
  line-height: 1.2;
}

/* ---- Skip Link ---- */
.skip-link {
  position: absolute;
  top: -100%;
  left: var(--space-4);
  background: var(--navy);
  color: var(--white);
  padding: var(--space-2) var(--space-4);
  border-radius: var(--radius-sm);
  z-index: 999;
  font-size: 14px;
}
.skip-link:focus { top: var(--space-2); }

/* ---- Container ---- */
.container {
  max-width: var(--content-wide);
  margin-inline: auto;
  padding-inline: var(--space-6);
}
.container--narrow {
  max-width: var(--content-default);
}

/* ============================================
   HEADER / NAV
   ============================================ */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--navy);
  border-bottom: 2px solid var(--gold);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: var(--space-4) var(--space-6);
  max-width: var(--content-wide);
  margin-inline: auto;
}

.logo {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  text-decoration: none;
  color: var(--white);
}

.logo-mark {
  width: 36px;
  height: 36px;
  flex-shrink: 0;
}

.logo-text {
  display: flex;
  flex-direction: column;
}

.logo-name {
  font-family: 'DM Serif Display', serif;
  font-size: 18px;
  font-weight: 400;
  letter-spacing: 0.02em;
  line-height: 1.2;
  color: var(--white);
}

.logo-tagline {
  font-size: 10px;
  color: var(--gold);
  letter-spacing: 0.14em;
  text-transform: uppercase;
  line-height: 1;
  margin-top: 2px;
}

/* Desktop nav */
.nav-desktop {
  display: flex;
  align-items: center;
  gap: var(--space-1);
}

.nav-desktop a {
  color: rgba(255,255,255,0.85);
  font-size: 14px;
  font-weight: 500;
  padding: var(--space-2) var(--space-3);
  border-radius: var(--radius-sm);
  transition: color var(--transition-interactive), background var(--transition-interactive);
  text-decoration: none;
}
.nav-desktop a:hover,
.nav-desktop a.active {
  color: var(--white);
  background: rgba(255,255,255,0.08);
}

.nav-phone {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  color: rgba(255,255,255,0.85);
  font-size: 14px;
  font-weight: 500;
  text-decoration: none;
  margin-left: var(--space-4);
  transition: color var(--transition-interactive);
}
.nav-phone:hover { color: var(--white); }
.nav-phone svg { width: 16px; height: 16px; }

.nav-cta {
  display: inline-flex;
  align-items: center;
  background: var(--teal);
  color: var(--white) !important;
  font-size: 13px;
  font-weight: 600;
  padding: 10px 20px;
  border-radius: var(--radius-md);
  margin-left: var(--space-4);
  transition: background var(--transition-interactive), transform var(--transition-interactive);
  text-decoration: none;
}
.nav-cta:hover {
  background: var(--teal-dark);
  color: var(--white) !important;
  transform: translateY(-1px);
}
.nav-cta:active { transform: translateY(0); }

/* Mobile hamburger */
.nav-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: var(--space-2);
  color: var(--white);
}
.nav-toggle svg { width: 24px; height: 24px; }

.nav-mobile {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  right: 0;
  background: var(--navy-deep);
  border-top: 1px solid rgba(255,255,255,0.08);
  padding: var(--space-4) var(--space-6);
  flex-direction: column;
  gap: var(--space-1);
}
.nav-mobile.open { display: flex; }
.nav-mobile a {
  color: rgba(255,255,255,0.85);
  font-size: 15px;
  font-weight: 500;
  padding: var(--space-3) var(--space-4);
  border-radius: var(--radius-sm);
  text-decoration: none;
  transition: background var(--transition-interactive);
}
.nav-mobile a:hover { background: rgba(255,255,255,0.06); color: var(--white); }

@media (max-width: 899px) {
  .nav-desktop, .nav-phone, .nav-cta { display: none; }
  .nav-toggle { display: block; }
}

/* ============================================
   HERO
   ============================================ */
.hero {
  background: linear-gradient(170deg, var(--navy-deep) 0%, var(--navy) 60%, var(--navy-light) 100%);
  padding: clamp(var(--space-16), 8vw, var(--space-24)) var(--space-6);
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: -30%;
  right: -15%;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(42,157,143,0.08) 0%, transparent 70%);
  pointer-events: none;
}

.hero-content {
  max-width: var(--content-wide);
  margin-inline: auto;
  position: relative;
  z-index: 1;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.1);
  padding: var(--space-2) var(--space-4);
  border-radius: 100px;
  font-size: 12px;
  font-weight: 600;
  color: rgba(255,255,255,0.8);
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin-bottom: var(--space-6);
}
.hero-badge::before {
  content: '';
  width: 8px;
  height: 8px;
  background: var(--teal);
  border-radius: 50%;
}

.hero h1 {
  font-size: clamp(32px, 5vw, 56px);
  color: var(--white);
  max-width: 720px;
  margin-bottom: var(--space-6);
  line-height: 1.1;
}

.hero p {
  font-size: clamp(16px, 1.8vw, 19px);
  color: rgba(255,255,255,0.7);
  max-width: 560px;
  line-height: 1.7;
  margin-bottom: var(--space-8);
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-4);
}

/* ---- Trust bar ---- */
.trust-bar {
  background: var(--off-white);
  border-bottom: 1px solid var(--gray-200);
  padding: var(--space-5) var(--space-6);
  text-align: center;
}
.trust-bar p {
  font-size: 15px;
  font-weight: 600;
  color: var(--navy);
}
.trust-bar .sub {
  font-size: 13px;
  color: var(--gray-400);
  font-weight: 400;
  margin-top: var(--space-1);
}

/* ============================================
   BUTTONS
   ============================================ */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
  font-family: 'DM Sans', sans-serif;
  font-weight: 600;
  border-radius: var(--radius-md);
  border: none;
  cursor: pointer;
  transition: background var(--transition-interactive), color var(--transition-interactive), transform var(--transition-interactive), box-shadow var(--transition-interactive);
  text-decoration: none;
  line-height: 1;
}
.btn:active { transform: translateY(0) !important; }

.btn--primary {
  background: var(--teal);
  color: var(--white);
  padding: 14px 28px;
  font-size: 15px;
}
.btn--primary:hover {
  background: var(--teal-dark);
  color: var(--white);
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
}

.btn--secondary {
  background: transparent;
  color: var(--white);
  border: 1px solid rgba(255,255,255,0.25);
  padding: 13px 27px;
  font-size: 15px;
}
.btn--secondary:hover {
  background: rgba(255,255,255,0.08);
  color: var(--white);
  border-color: rgba(255,255,255,0.4);
}

.btn--gold {
  background: var(--gold);
  color: var(--navy);
  padding: 14px 28px;
  font-size: 15px;
}
.btn--gold:hover {
  background: var(--gold-dark);
  color: var(--white);
  transform: translateY(-1px);
}

.btn--outline {
  background: transparent;
  color: var(--teal);
  border: 1.5px solid var(--teal);
  padding: 12px 24px;
  font-size: 14px;
}
.btn--outline:hover {
  background: var(--teal);
  color: var(--white);
  transform: translateY(-1px);
}

.btn--small {
  padding: 10px 20px;
  font-size: 13px;
}

.btn--block {
  width: 100%;
}

/* ============================================
   SECTIONS
   ============================================ */
.section {
  padding: clamp(var(--space-12), 6vw, var(--space-20)) var(--space-6);
}
.section--alt {
  background: var(--off-white);
}
.section--navy {
  background: var(--navy);
  color: var(--white);
}
.section--navy h2,
.section--navy h3 { color: var(--white); }
.section--navy p { color: rgba(255,255,255,0.75); }

.section-header {
  max-width: 640px;
  margin-bottom: var(--space-12);
}
.section-header.center {
  margin-inline: auto;
  text-align: center;
}

.section-label {
  display: inline-block;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--teal);
  margin-bottom: var(--space-3);
}
.section--navy .section-label { color: var(--gold); }

.section-title {
  font-size: clamp(26px, 3.5vw, 38px);
  margin-bottom: var(--space-4);
}

.section-subtitle {
  font-size: 17px;
  color: var(--gray-500);
  line-height: 1.7;
}
.section--navy .section-subtitle { color: rgba(255,255,255,0.65); }

/* ============================================
   SERVICE CARDS
   ============================================ */
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(min(320px, 100%), 1fr));
  gap: var(--space-6);
}

.service-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  transition: box-shadow var(--transition-interactive), transform var(--transition-interactive);
}
.service-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}

.service-card__icon {
  width: 44px;
  height: 44px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--space-5);
  color: var(--teal);
}
.service-card__icon svg { width: 32px; height: 32px; }

.service-card__title {
  font-family: 'DM Sans', sans-serif;
  font-size: 18px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: var(--space-2);
}

.service-card__desc {
  font-size: 15px;
  color: var(--gray-500);
  line-height: 1.65;
  margin-bottom: var(--space-5);
}

.service-card__link {
  font-size: 14px;
  font-weight: 600;
  color: var(--teal);
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
}
.service-card__link:hover { gap: var(--space-3); }
.service-card__link::after { content: '→'; }

/* ============================================
   PRICING TABLES
   ============================================ */
.pricing-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(min(300px, 100%), 1fr));
  gap: var(--space-6);
}

.pricing-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  display: flex;
  flex-direction: column;
  transition: box-shadow var(--transition-interactive), transform var(--transition-interactive);
}
.pricing-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}
.pricing-card--featured {
  border-color: var(--teal);
  position: relative;
}
.pricing-card--featured::before {
  content: 'Most Popular';
  position: absolute;
  top: -12px;
  left: var(--space-6);
  background: var(--teal);
  color: var(--white);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  padding: 4px 14px;
  border-radius: 100px;
}

.pricing-card__name {
  font-family: 'DM Sans', sans-serif;
  font-size: 13px;
  font-weight: 700;
  color: var(--teal);
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin-bottom: var(--space-2);
}

.pricing-card__title {
  font-family: 'DM Serif Display', serif;
  font-size: 22px;
  color: var(--navy);
  margin-bottom: var(--space-3);
}

.pricing-card__price {
  font-family: 'DM Sans', sans-serif;
  font-size: 36px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: var(--space-2);
  line-height: 1;
}
.pricing-card__price span {
  font-size: 15px;
  font-weight: 500;
  color: var(--gray-400);
}

.pricing-card__desc {
  font-size: 14px;
  color: var(--gray-500);
  line-height: 1.6;
  margin-bottom: var(--space-6);
  padding-bottom: var(--space-6);
  border-bottom: 1px solid var(--gray-200);
}

.pricing-card__features {
  list-style: none;
  margin-bottom: var(--space-8);
  flex: 1;
}
.pricing-card__features li {
  font-size: 14px;
  color: var(--gray-600);
  padding: var(--space-2) 0;
  padding-left: 24px;
  position: relative;
}
.pricing-card__features li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 12px;
  width: 16px;
  height: 16px;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16' fill='%232A9D8F'%3E%3Cpath d='M13.78 4.22a.75.75 0 010 1.06l-7.25 7.25a.75.75 0 01-1.06 0L2.22 9.28a.75.75 0 011.06-1.06L6 10.94l6.72-6.72a.75.75 0 011.06 0z'/%3E%3C/svg%3E");
  background-size: contain;
  background-repeat: no-repeat;
}

.pricing-card .btn { margin-top: auto; }

/* Price note */
.price-note {
  font-size: 13px;
  color: var(--gray-400);
  text-align: center;
  margin-top: var(--space-8);
}

/* ============================================
   FORMATION PACKAGES (3-tier)
   ============================================ */
.formation-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(320px, 100%), 1fr));
  gap: var(--space-6);
  align-items: start;
}

/* ============================================
   HOW IT WORKS
   ============================================ */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: var(--space-8);
  counter-reset: step;
}

.step {
  counter-increment: step;
  text-align: left;
}

.step__number {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--gold);
  font-family: 'DM Serif Display', serif;
  font-size: 18px;
  margin-bottom: var(--space-4);
}

.step__title {
  font-family: 'DM Sans', sans-serif;
  font-size: 16px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: var(--space-2);
}

.step__desc {
  font-size: 14px;
  color: var(--gray-500);
  line-height: 1.65;
}

/* ============================================
   FAQ
   ============================================ */
.faq-list {
  max-width: 720px;
  margin-inline: auto;
}

.faq-item {
  border-bottom: 1px solid var(--gray-200);
}

.faq-question {
  width: 100%;
  background: none;
  border: none;
  padding: var(--space-5) 0;
  text-align: left;
  cursor: pointer;
  font-family: 'DM Sans', sans-serif;
  font-size: 16px;
  font-weight: 600;
  color: var(--navy);
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: var(--space-4);
}
.faq-question:hover { color: var(--teal); }
.faq-question::after {
  content: '+';
  font-size: 22px;
  font-weight: 300;
  color: var(--gray-400);
  flex-shrink: 0;
  transition: transform var(--transition-interactive);
}
.faq-item.open .faq-question::after {
  content: '−';
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease-out;
}
.faq-item.open .faq-answer {
  max-height: 500px;
}
.faq-answer p {
  padding-bottom: var(--space-5);
  font-size: 15px;
  color: var(--gray-600);
  line-height: 1.7;
}

/* ============================================
   FOOTER
   ============================================ */
.site-footer {
  background: var(--navy-deep);
  color: rgba(255,255,255,0.6);
  padding: var(--space-16) var(--space-6) var(--space-8);
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: var(--space-10);
  max-width: var(--content-wide);
  margin-inline: auto;
  padding-bottom: var(--space-12);
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.footer-brand .logo-name { color: var(--white); }
.footer-brand .logo-tagline { color: var(--gold); }
.footer-brand p {
  font-size: 14px;
  color: rgba(255,255,255,0.5);
  line-height: 1.7;
  margin-top: var(--space-4);
  max-width: 300px;
}

.footer-col h4 {
  font-family: 'DM Sans', sans-serif;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.4);
  margin-bottom: var(--space-4);
}

.footer-col ul { list-style: none; }
.footer-col li { margin-bottom: var(--space-2); }
.footer-col a {
  color: rgba(255,255,255,0.6);
  font-size: 14px;
  transition: color var(--transition-interactive);
}
.footer-col a:hover { color: var(--white); }

.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  max-width: var(--content-wide);
  margin-inline: auto;
  padding-top: var(--space-8);
  font-size: 13px;
}
.footer-bottom a { color: rgba(255,255,255,0.5); }
.footer-bottom a:hover { color: var(--white); }

@media (max-width: 767px) {
  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: var(--space-8);
  }
  .footer-brand { grid-column: 1 / -1; }
  .footer-bottom {
    flex-direction: column;
    gap: var(--space-2);
    text-align: center;
  }
}
@media (max-width: 479px) {
  .footer-grid { grid-template-columns: 1fr; }
}

/* ============================================
   PAGE HEADER (interior pages)
   ============================================ */
.page-hero {
  background: linear-gradient(170deg, var(--navy-deep) 0%, var(--navy) 100%);
  padding: clamp(var(--space-12), 5vw, var(--space-16)) var(--space-6);
}

.page-hero h1 {
  font-size: clamp(28px, 4vw, 44px);
  color: var(--white);
  margin-bottom: var(--space-3);
}

.page-hero p {
  font-size: 17px;
  color: rgba(255,255,255,0.65);
  max-width: 560px;
}
.page-hero .container { max-width: var(--content-wide); margin-inline: auto; }

/* ============================================
   CONTACT / FORM
   ============================================ */
.contact-info {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: var(--space-6);
}

.contact-item {
  display: flex;
  gap: var(--space-4);
  align-items: flex-start;
}
.contact-item__icon {
  width: 40px;
  height: 40px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--off-white);
  border-radius: var(--radius-md);
  color: var(--teal);
  flex-shrink: 0;
}
.contact-item__icon svg { width: 20px; height: 20px; }
.contact-item h3 {
  font-family: 'DM Sans', sans-serif;
  font-size: 15px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 2px;
}
.contact-item p {
  font-size: 14px;
  color: var(--gray-500);
}

/* ============================================
   ABOUT SECTION
   ============================================ */
.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-12);
  align-items: center;
}
@media (max-width: 767px) {
  .about-grid { grid-template-columns: 1fr; gap: var(--space-8); }
}

/* ============================================
   THANK YOU PAGES
   ============================================ */
.thankyou {
  min-height: 60vh;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: var(--space-16) var(--space-6);
  text-align: center;
}

.thankyou-content {
  max-width: 560px;
}

.thankyou-icon {
  width: 72px;
  height: 72px;
  margin: 0 auto var(--space-6);
  background: rgba(42,157,143,0.1);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--teal);
}
.thankyou-icon svg { width: 36px; height: 36px; }

.thankyou h1 {
  font-size: 32px;
  margin-bottom: var(--space-4);
}

.thankyou p {
  font-size: 17px;
  color: var(--gray-500);
  line-height: 1.7;
  margin-bottom: var(--space-6);
}

.thankyou .next-steps {
  background: var(--off-white);
  border-radius: var(--radius-lg);
  padding: var(--space-6) var(--space-8);
  text-align: left;
  margin-bottom: var(--space-8);
}
.thankyou .next-steps h3 {
  font-family: 'DM Sans', sans-serif;
  font-size: 16px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: var(--space-4);
}
.thankyou .next-steps ol {
  list-style: none;
  counter-reset: ns;
}
.thankyou .next-steps li {
  counter-increment: ns;
  padding: var(--space-2) 0;
  padding-left: 32px;
  position: relative;
  font-size: 15px;
  color: var(--gray-600);
}
.thankyou .next-steps li::before {
  content: counter(ns);
  position: absolute;
  left: 0;
  top: 10px;
  width: 22px;
  height: 22px;
  background: var(--navy);
  color: var(--gold);
  font-size: 12px;
  font-weight: 700;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
}

/* ============================================
   SCROLL REVEAL (CSS-only)
   ============================================ */
.fade-in { opacity: 1; }
@supports (animation-timeline: scroll()) {
  .fade-in {
    opacity: 0;
    animation: reveal-fade linear both;
    animation-timeline: view();
    animation-range: entry 0% entry 100%;
  }
}
@keyframes reveal-fade { to { opacity: 1; } }

/* ============================================
   UTILITY
   ============================================ */
.text-center { text-align: center; }
.text-left { text-align: left; }
.mt-4 { margin-top: var(--space-4); }
.mt-8 { margin-top: var(--space-8); }
.mt-12 { margin-top: var(--space-12); }
.mb-0 { margin-bottom: 0; }

/* Visually hidden */
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
  border: 0;
}