Terms of Service

These Terms of Service ("Terms") constitute a binding agreement between you ("Client") and FINVERA Advisory ("Company," "we," "us," or "our"). By submitting payment for any invoice issued by FINVERA Advisory, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree, do not submit payment.

1. Scope of Services

FINVERA Advisory provides professional accounting, tax preparation, bookkeeping, business formation, compliance filing, and advisory services as outlined in each individual invoice or engagement letter. The specific scope of work is defined on a per-engagement basis and is limited to what is expressly described in the applicable invoice or written agreement.

Services are professional in nature and are dependent upon the accuracy and completeness of information supplied by the Client, as well as applicable laws and regulations in effect at the time of service. FINVERA Advisory makes no guarantees regarding specific tax outcomes, refund amounts, credits, or regulatory decisions.

2. Payment Terms

Payment is due upon receipt of invoice unless otherwise stated in writing. Services begin only after payment is successfully processed. All fees are quoted in U.S. dollars (USD).

3. No Refund Policy

This includes, but is not limited to, dissatisfaction with services, change of scope, timing issues, business decisions by the Client, filing outcomes, regulatory determinations, or any other reason.

If an issue arises with the work performed, FINVERA Advisory will make reasonable efforts to address or correct the work within the original scope of the engagement, but monetary refunds will not be issued.

Services are considered rendered upon delivery of completed work product, regardless of filing status, tax outcome, or subsequent decisions made by the Client.

4. No Chargebacks or Payment Disputes

Any billing concerns must be communicated in writing to info@finveraadvisory.com within three (3) business days of the invoice date so that we may promptly address them.

If a Client initiates a chargeback or payment dispute in violation of these Terms, FINVERA Advisory reserves the right to:

• Submit all available evidence to the payment processor and issuing bank, including a copy of these Terms, the signed engagement letter, invoice, proof of service delivery, and records of all communications;
• Suspend or terminate all ongoing services for the Client;
• Pursue collection of the disputed amount plus any fees, costs, or expenses incurred in responding to the dispute;
• Report the matter to applicable professional and credit agencies as permitted by law.

5. Client Acknowledgment Upon Payment

By submitting payment, the Client acknowledges that:

• They have reviewed and accepted all services and fees outlined in the invoice;
• Payment constitutes a binding agreement to these Terms;
• Services are considered rendered upon delivery of completed work product, regardless of filing status, tax outcome, or subsequent decisions by the Client or any regulatory body;
• They have had the opportunity to ask questions and raise concerns before making payment.

6. Client Responsibilities

The Client is responsible for providing accurate, complete, and timely information necessary for FINVERA Advisory to perform the agreed-upon services. Delays or issues resulting from incomplete, inaccurate, or late information provided by the Client are not the responsibility of FINVERA Advisory and do not constitute grounds for a refund, chargeback, or dispute.

7. Limitation of Liability

FINVERA Advisory's total liability for any claim arising from or related to the services shall not exceed the amount paid by the Client for the specific engagement giving rise to the claim. In no event shall FINVERA Advisory be liable for indirect, incidental, consequential, special, or punitive damages of any kind.

8. Governing Law and Dispute Resolution

This agreement is governed by the laws of the State of Florida. Any disputes arising from or related to these Terms or the services provided shall be resolved through binding arbitration in Sarasota County, Florida. The prevailing party shall be entitled to recover reasonable attorney's fees and costs.

9. Modifications

FINVERA Advisory reserves the right to update these Terms at any time. The effective date at the top of this page reflects the most recent revision. Continued use of our services after any modification constitutes acceptance of the updated Terms.

10. Contact

For any questions regarding these Terms or our services, please contact us: